Many of our members have similar questions about coverage and billing. We have taken several of these common issues and converted them into Frequently Asked Questions (FAQs) sheets.

• Member Cost-Sharing
  Helps you understand how and when deductible and coinsurance calculate.
• Routine Preventive Exams
  Addresses the purpose and definition of a routine preventive exam.
• Sleep Apnea
  Will the Plan cover a CPAP machine?
• Your Prescription Drug Plan
  Addresses pharmacy co-payment amounts as well as formulary and non-formulary prescription information.
• 65Plus Member Annual Notice for Groups: MMDSLA, QMDSL, 65+Bab
  Notice of changes in Medicare and your Medicare Select coverage for 2011.
• 65Plus Platinum Member Annual Notice for Groups: MMECNP QMECNP 65+BNP
  Notice of changes in Medicare and your Medicare Select coverage for 2011.
• 65Plus Platinum Member Annual Notice for Groups: MMD10, QMD10, 65+B10
  Notice of changes in Medicare and your Medicare Select coverage for 2011.
• Medicare Coverage as a 65Plus Member
  Addresses issues a member needs to know when moving from an employer-based insurance plan to Medicare and 65Plus coverage.
• Healthcare Coverage as an Adult Dependent
  Helps adult dependents/students prepare to manage their care and medical bills.
• Your Benefits When Outside the U.S
  Outlines coverage when traveling outside of the United States and how to be reimbursed for covered services received in a foreign country.

Sharing your concerns helps us provide you with the information you need. We invite you to contact Health Tradition with any questions you may have. This Web Site will be periodically updated as other FAQs become available.

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